Even a small accident in a mountain environment can be very expensive. The classic public health or travel insurance does not cover the costs of the Mountain Rescue Service associated with the rescue activities or searches. The cost of the so-called technical intervention (transport on stretchers, search, aircraft) is a person located in a mountain environment obliged to pay. This obligation does not apply to individuals who are not adults – children and individuals who do not have legal capacity.
With a well-chosen mountain insurance, nothing can surprise you on the hike. Take out mountain insurance to protect yourself from unexpected events and injuries.
Most insurance companies distinguish between
- basic (hiking, movement on marked trails)
- extreme (climbing, ski touring or other adrenaline sports).